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Bank Refuses Wedding Gift Checks When Wife Keeps Name

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When a friend or family member is getting married, picking out “just the right gift” isn’t always possible. Writing a check is a convenient alternative. But a couple in Albany ran into trouble when trying to deal with their gift checks.

Peter Iorizzo and his new wife [who chose to keep her maiden name] received a few gift checks made out to “Mr. and Mrs. Peter Iorizzo”. He endorsed them, wrote on the checks “for deposit only”, and asked his wife to deposit them at their Bank Of America branch.

When she attempted to deposit them, however, she was refused. One bank employee even told her “Mrs. Peter Iorizzo does not exist”. The bank refused several attemps to resolve the issue, even turning down a copy of the wedding license. The couple was told that all the checks were void, and their guests would have to write out new ones! 

Two days [and several frustrating phone calls] later, the matter was resolved, when the couple took the checks to another B of A branch, which accepted them without complaint. An employee there even congratulated the newlyweds on their marriage!

Now I can understand the bank’s position; if a name on a check is not valid, they should refuse the check. But I would think more women are choosing to keep their former names, and should be accepted as someone’s wife even if the last names don’t match up [especially since the couple offered to prove they were married]. I guess the moral here is make sure you use the correct name, or names, on a gift check.

What’s your take on all this? Let us know, either here or on our Facebook page.


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