Are you in? In for a chance at $425 Million, courtesy tomorrow night's Powerball drawing? Almost no one is going to have to worry about it. But what if you won?

First, the obvious: you're not going to get $425 Million! Unlike our friends in Canada [all lottery winnings are tax-free], Federal and State tax agencies get their cut off the top [your share would probably be in the $212 - 275 Million range].

Still...

It's probably more money than you've ever imagined having. So what do you do first? Pay off the mortgage [or buy a house]? Take a life-long vacation? Guarantee your kids' [or grand-kids'] college tuition? Maybe all of them, if you're careful.

But please don't tell me you won't quit your job [unless you own the business you work at]! Number One, I don't believe you. Number Two, how dare you hold down a job that an honest person can use to feed his or her family, if you don't need to? If you want to buy a business, that's up to you. But don't pretend that you're going to keep showing up on time to work every morning for someone else.

I'm really curious on this one; please take a minute and tell me how you'd spend a king's ransom. Or at least think about how you'd spend it. You never know. Maybe you'll get a free ticket somehow, and...